Contract Financing
Contract Financing is a financing package using the existing financing facilities which are already available in the Firm.
It offers financing to customers who are Main Contractors or Nominated Sub-Contractors having secured contract(s) or future contract(s)
from approved awarding parties mainly Government Ministries, Departments or Agencies.
Purpose
- Firm Guarantee
- Working Capital
Eligibility
- Applicant must be the Main Contractor or Nominated Sub-Contractor.
- Applicant must be registered with either of the following :
- Ministry of Finance (MOF)
- Contractor Service Centre (PKK)
- Construction Industry Development Board (CIDB)
- Other relevant licensing or registration bodies
Financing Concept
- Revolving Credit-i
- Cash Line-i
- Kafalah Firm Guarantee (BG)
Financing Limit
- Up to Single Customer Limit
Profit Rate
- From BFR + 0.0% p.a to BFR + 2.5% p.a
- Firm Guarantee Fee: 0.125% p.m
Margin of Financing
- Revolving Credit: Up to 100% of contract cost
- Kafalah Firm Guarantee (KBG): As per requirement by contract awarder
Financing Tenure
- As per contract requirements
Collateral
- Assignment of contract proceeds
- Joint and several guarantees of directors/shareholders.
- From 5% to 50% cash collateral